A technology-powered, ward-by-ward grassroots empowerment infrastructure delivering verified identity, structured welfare, and transparent disbursements to citizens of Kwara State.
Ward coordinators and community outreach introduce KPEC
2
Assisted Registration
Field agent captures NIN, phone, photo with NDPR consent
3
NIN Verification & De-dup
Prembly API verifies identity; fraud detection runs
4
KPEC ID Assignment
Unique ID (KW-LGA-WARD-SEQ); SMS confirmation sent
5
Card Production & Issuance
Kawu-Saraki card printed with beneficiary details
6
Programme Enrollment
Coordinator enrolls citizen into approved programmes
7
Wallet Activation (Phase 2)
Fintech partner KYC and MasterCard wallet linking
8
Disbursement Authorization
Multi-step approval → Fintech API credits wallet
9
ATM / POS Withdrawal
Beneficiary withdraws via ATM, POS, or agent
10
Re-engagement & Loyalty
Follow-up programmes; ward performance tracked
Monthly Registration Growth
18K
Jan
26K
Feb
34K
Mar
42K
Apr
53K
May
62K
Jun
Contract Summary
Total Contract Value₦40,000,000
Technology PartnerLucalmhub Limited (RC: 8760396)
Delivery Timeline18 Months · 3 Phases
Target Beneficiaries400,000+ by 2027
30% = ₦12M on Signing40% = ₦16M on UAT20%+10% = ₦12M on Delivery
Platform Stack
React.js + Vite + Tailwind CSS
Live
Node.js + Express.js API
Live
MySQL + AES-256 Encryption
Live
Termii SMS + Prembly NIN
Live
MasterCard Wallet Integration
Phase 2
Kawu-Saraki Empowerment Card
Official card design — as uploaded by the movement leadership
Front Face
KAWU-SARAKI
Empowerment Card Initiative
EMPOWERING PEOPLE. BUILDING FUTURES.
5412 7512 3412 3456
Valid Thru
12/29
ENG KALE KAWU
FOR A STRONGER, PROSPEROUS KWARA
Zeberri Luxury
Adunni Bags
Empowerment For All
Back Face
KAWU-SARAKI EMPOWERMENT CARD INITIATIVE
Customer Service: 0700 123 456
Authorized Signature
Not Valid Unless Signed
123
Senator Bukola Saraki
Champion of Empowerment Advocate of a Stronger Kwara
KAWU-SARAKI
Empowerment Card Initiative
EMPOWERING PEOPLE. BUILDING FUTURES.
This card is issued under the Kawu-Saraki Empowerment Card Initiative to support beneficiaries in building better lives and stronger communities across Kwara State.
Use of this card is subject to the terms and conditions of the program.
This card is issued by our partner financial institution pursuant to license by MasterCard International.
MasterCard is a registered trademark of MasterCard International
KWARA. EMPOWERED. PROSPEROUS.
Interactive Card Preview — Personalize
↑ Edit fields above to see the card update live. Card number and name update on the front card in real time.
Beneficiary Registration
Field Agent Portal — NDPR Compliant · All data encrypted
📷
Click to capture or upload photo
I confirm this beneficiary has given explicit consent for their personal data to be collected, stored and processed by the Kawu-Saraki Empowerment Movement (KSEM) for empowerment purposes only, in compliance with NDPR 2019.